Central Bank Rate: 4.00%
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Loan Apps Commonwealth of the Bahamas

12 Verified Lenders • From 11.0% APR

Central Bank Rate 4.00%
Inflation Rate 0.90%
GDP/Capita BSD 33,968
Average Monthly Salary BSD 4,050
Income Tax Rate 0.0%
Average Property Price BSD 500K
Unemployment Rate 9.3%

Loan Types Available

Personal Loans

Interest Rate 11.00% - 15.00%
Loan Amount BSD 1,000 - 100K
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Business Loans

Interest Rate 8.00% - 12.00%
Loan Amount BSD 5,000 - 500K
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Student Loans

Interest Rate 0.00% - 5.00%
Loan Amount BSD 1,000 - 50K
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Mortgage Loans

Interest Rate 5.11% - 5.29%
Loan Amount BSD 50,000 - 500K
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Auto Loans

Interest Rate 4.50% - 6.00%
Loan Amount BSD 5,000 - 100K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

FICO

Minimum Down Payment

20.0%

Top Lenders

CIBC Caribbean

4.7
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Scotia Caribbean

4.6
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Cash N Go

4.4
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Simplified Lending

4.4
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Awe Bahamas Bank

4.2
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BOB

4.1
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Loan Calculator

Monthly Payment BSD 890
Total Cost BSD 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews